{"id":22750,"date":"2021-07-20T17:14:26","date_gmt":"2021-07-20T11:44:26","guid":{"rendered":"https:\/\/plyinsight.com\/?p=22750"},"modified":"2021-10-04T16:16:56","modified_gmt":"2021-10-04T10:46:56","slug":"household-savings-slide-in-q3-amid-covid-cloud","status":"publish","type":"post","link":"https:\/\/plyinsight.com\/hi\/household-savings-slide-in-q3-amid-covid-cloud\/","title":{"rendered":"Household savings slide in Q3 amid Covid Cloud"},"content":{"rendered":"

Household financial savings moderated in the third quarter (Q3) of 2020-21 (FY21) for the second consecutive quarter, household financial assets, which more than offset the moderation in household financial liabilities.<\/p>\n

Preliminary estimates released by the Reserve Bank of India (RBI) showed that household financial savings were at 8.2 per cent of gross domestic product (GDP) in the Q3FY21.<\/p>\n

The financial savings were recorded at 10.4 per cent in the second quarter (Q2), and stood at a healthy 21 percent in the first quarter (Q1) of FY21, which was the quarter before the pandemic and lockdown started.<\/p>\n

In the nine months taken together, the financial savings pattern does not look so bad, as Q1 showed a healthy growth in financial savings, observe economists.<\/p>\n

The rise in the ratio was largely due to a sharp jump in a household’s gross financial savings last fiscal year.<\/p>\n

The quarterly fall, however, may mean that during the pandemic period, people’s earnings were hit, and at the same time, they pared their liabilities actively to stay nimble footed in an emergency.<\/p>\n

It is interesting to note that at the end of Q3, the currency with the public also grew sharply at 22.7 per cent.<\/p>\n

The household savings data, compared with the high currency with the public data as on January 1, indicates that households were under stress and cut down their liabilities, as well as were restrained by lower income due to the pandemic. The currency with public growth has now fallen to 13.1 per cent, as on June 4, which is its normal growth rate.<\/strong><\/p>\n

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Household financial savings moderated in the third quarter (Q3) of 2020-21 (FY21) for the second consecutive quarter, household financial assets, which more than offset the moderation in household financial liabilities. Preliminary estimates released by the Reserve Bank of India (RBI) showed that household financial savings were at 8.2 per cent of gross domestic product (GDP) […]<\/p>","protected":false},"author":1,"featured_media":22751,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1319],"tags":[],"class_list":["post-22750","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-july-news-2021"],"yoast_head":"\nHousehold savings slide in Q3 amid Covid Cloud - PLY INSIGHT<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/plyinsight.com\/hi\/household-savings-slide-in-q3-amid-covid-cloud\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Household savings slide in Q3 amid Covid Cloud - PLY INSIGHT\" \/>\n<meta property=\"og:description\" content=\"Household financial savings moderated in the third quarter (Q3) of 2020-21 (FY21) for the second consecutive quarter, household financial assets, which more than offset the moderation in household financial liabilities. Preliminary estimates released by the Reserve Bank of India (RBI) showed that household financial savings were at 8.2 per cent of gross domestic product (GDP) […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/plyinsight.com\/hi\/household-savings-slide-in-q3-amid-covid-cloud\/\" \/>\n<meta property=\"og:site_name\" content=\"PLY INSIGHT\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PlyInsight\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-20T11:44:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-04T10:46:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/plyinsight.com\/wp-content\/uploads\/2021\/07\/Household-savings-slide-in-q3-amid-covid-cloud.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"805\" \/>\n\t<meta property=\"og:image:height\" content=\"495\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ply Insight\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@PlyInsight\" \/>\n<meta name=\"twitter:site\" content=\"@PlyInsight\" \/>\n<meta name=\"twitter:label1\" content=\"\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ply Insight\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 \u092e\u093f\u0928\u091f\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/\"},\"author\":{\"name\":\"Ply Insight\",\"@id\":\"https:\/\/plyinsight.com\/#\/schema\/person\/6ea1320d09fd2eeae3e26f1ca82a53b5\"},\"headline\":\"Household savings slide in Q3 amid Covid Cloud\",\"datePublished\":\"2021-07-20T11:44:26+00:00\",\"dateModified\":\"2021-10-04T10:46:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/\"},\"wordCount\":266,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/plyinsight.com\/wp-content\/uploads\/2021\/07\/Household-savings-slide-in-q3-amid-covid-cloud.jpg\",\"articleSection\":[\"July News 2021\"],\"inLanguage\":\"hi-IN\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/\",\"url\":\"https:\/\/plyinsight.com\/household-savings-slide-in-q3-amid-covid-cloud\/\",\"name\":\"Household savings slide in Q3 amid Covid Cloud - 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