{"id":27079,"date":"2022-03-24T12:42:21","date_gmt":"2022-03-24T07:12:21","guid":{"rendered":"https:\/\/plyinsight.com\/?p=27079"},"modified":"2022-04-08T15:17:49","modified_gmt":"2022-04-08T09:47:49","slug":"hdfc-clocks-record-rs-2-trillion-home-loans-in-fy22","status":"publish","type":"post","link":"https:\/\/plyinsight.com\/hi\/hdfc-clocks-record-rs-2-trillion-home-loans-in-fy22\/","title":{"rendered":"HDFC clocks record Rs 2 trillion home loans in FY22"},"content":{"rendered":"

India\u2019s largest mortgage financier, HDFC<\/a> Ltd, has approved retail home loans<\/a> to the tune of Rs 2 trillion in FY22 so far, signifying the huge demand for home loans<\/a> in an otherwise subdued credit market. This is the highest ever home loan approval by the mortgage financier in a financial year.<\/span><\/p>\n

Apart from low interest rates, stable property prices and sops by the Central government as well as various state governments have aided the demand. Notably, the demand is being driven by first-time homeowners as well as by those who are looking to move up the property ladder.<\/p>\n

Geographically, the demand is from both metros and non-metros. And, if one were to look at the segments, the demand is being driven by affordable housing as well as high-end markets.<\/p>\n

The sweet spot for housing is still in the price range of Rs. 50 lakh-1 crore, the lender said in s statement.<\/p>\n

\u201cIn over four and half decades, Never \u00a0seen a better time for the housing sector than now due to lower interest rates, stable property prices, government\u2019s thrust on affordable housing, improved affordability, favourable demographics, increasing urbanisation, and rising aspirations,\u201d according to HDFC<\/a> <\/span>Ltd.<\/p>\n

\u201cThe government\u2019s thrust on housing is a recognition that a rapidly growing country like India with a large young population needs more houses at affordable price points which would enable more households to become homeowners,\u201d<\/p>\n

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India\u2019s largest mortgage financier, HDFC Ltd, has approved retail home loans to the tune of Rs 2 trillion in FY22 so far, signifying the huge demand for home loans in an otherwise subdued credit market. This is the highest ever home loan approval by the mortgage financier in a financial year. Apart from low interest […]<\/p>","protected":false},"author":1,"featured_media":27080,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2525,2487],"tags":[2447,2443,2444,2442,2445,2440,1893,2446,1892,2441,1858],"class_list":["post-27079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-april-news-2022","category-breaking-news-april-2022","tag-affordable","tag-central-government","tag-demographics","tag-financier","tag-geographically","tag-hdfc","tag-home-loans","tag-homeowners","tag-low-interest-rates","tag-mortgage","tag-population"],"yoast_head":"\nHDFC clocks record Rs 2 trillion home loans in FY22 - PLY INSIGHT<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/plyinsight.com\/hi\/hdfc-clocks-record-rs-2-trillion-home-loans-in-fy22\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HDFC clocks record Rs 2 trillion home loans in FY22 - PLY INSIGHT\" \/>\n<meta property=\"og:description\" content=\"India\u2019s largest mortgage financier, HDFC Ltd, has approved retail home loans to the tune of Rs 2 trillion in FY22 so far, signifying the huge demand for home loans in an otherwise subdued credit market. This is the highest ever home loan approval by the mortgage financier in a financial year. 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