{"id":51675,"date":"2026-01-14T12:53:29","date_gmt":"2026-01-14T07:23:29","guid":{"rendered":"https:\/\/plyinsight.com\/?p=51675"},"modified":"2026-01-20T10:30:20","modified_gmt":"2026-01-20T05:00:20","slug":"new-credit-assessment-model-for-msme-loans","status":"publish","type":"post","link":"https:\/\/plyinsight.com\/hi\/new-credit-assessment-model-for-msme-loans\/","title":{"rendered":"\u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0928\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0905\u0938\u0947\u0938\u092e\u0947\u0902\u091f \u092e\u093e\u0921\u0932"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row\"><div class=\"wpb_column column_container col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"color: #000000;\"><strong>\u0938\u0930\u0915\u093e\u0930\u0940 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\u0915\u0947 \u0924\u0939\u0924, \u092c\u0948\u0902\u0915 \u0915\u093e\u0930\u094d\u092f\u0936\u0940\u0932 \u092a\u0942\u0902\u091c\u0940 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0926\u094b\u0928\u094b\u0902 \u0924\u0930\u0939 \u0915\u0947 \u0932\u094b\u0928 \u0926\u0947\u0902\u0917\u0947\u0964 \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0906\u0935\u0947\u0926\u0928 \u092a\u0924\u094d\u0930 \u092d\u0940 \u0924\u0948\u092f\u093e\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/span><\/p>\n<p><span style=\"color: #000000;\">\u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902, \u0915\u093e\u0930\u094d\u092f\u0936\u0940\u0932 \u092a\u0942\u0902\u091c\u0940 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0915\u092e \u0938\u0947 \u0915\u092e \u090f\u0915 \u0935\u0930\u094d\u0937 \u0915\u093e \u0906\u092f\u0915\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 (\u0906\u0908\u091f\u0940\u0906\u0930) \u0914\u0930 \u091f\u0930\u094d\u092e \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0924\u0940\u0928 \u0938\u093e\u0932 \u0915\u093e \u0906\u0908\u091f\u0940\u0906\u0930 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091b\u0939 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u0914\u0930 12 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u092c\u093f\u0915\u094d\u0930\u0940 \u0935\u093f\u0935\u0930\u0923 \u092e\u093e\u0902\u0917\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u092f\u0926\u093f \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u091c\u0940\u090f\u0938\u091f\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/span><\/p>\n<p><a href=\"https:\/\/www.swastikimpex.in\/contact.html\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43850\" src=\"https:\/\/plyinsight.com\/wp-content\/uploads\/2024\/08\/Swastik-Impex-2.gif\" alt=\"\" width=\"1375\" height=\"170\" \/><\/a><\/p>\n<p><span style=\"color: #000000;\">\u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u093f\u0930\u094d\u092e\u0932\u093e \u0938\u0940\u0924\u093e\u0930\u092e\u0923 \u0928\u0947 \u0905\u092a\u0928\u0947 \u092c\u091c\u091f \u092d\u093e\u0937\u0923 \u092e\u0947\u0902 \u0915\u0939\u093e \u0925\u093e \u0915\u093f \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0915\u094b \u090b\u0923 \u0905\u0927\u093f\u0915 \u0938\u0941\u0932\u092d \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u092c\u093e\u0939\u0930\u0940 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092a\u0930 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\u0925\u093e\u0964<\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong>\u00a0<\/strong><strong>\ud83d\udc47 Please Note\u00a0<\/strong><strong>\ud83d\udc47<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong>Thank you for reading our article!<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong>If you don&#8217;t received industries updates, News &amp; our daily articles<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong>please Whatsapp your Wapp No. or V Card on 8278298590, your number will be added in our broadcasting list.<\/strong><\/span><\/p>\n<hr \/>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row\"><div class=\"wpb_column column_container col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/plyinsight.com\/hi\/placement-wanted\/\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1433\" height=\"303\" src=\"https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"Placement Wanted\" srcset=\"https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted.jpg 1433w, https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted-300x63.jpg 300w, https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted-1024x217.jpg 1024w, https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted-768x162.jpg 768w, https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted-18x4.jpg 18w, https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/12\/Placement-Wanted-600x127.jpg 600w\" sizes=\"auto, (max-width: 1433px) 100vw, 1433px\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row\"><div class=\"wpb_column column_container col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_raw_html wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<html>\n<head>\n<\/head>\n<body>\n  <marquee behavior=\"scrolling\" direction=\"left\" scrollamount=\"3\" seamless>\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/10\/Logos-2.png\" width=\"800\" height=\"600\" alt=\"Natural\" \/>\n <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/plyinsight.com\/wp-content\/uploads\/2022\/10\/Logos-2.png\" width=\"800\" height=\"600\" alt=\"Natural\" \/>\n  <\/marquee>\n<\/body>\n<\/html>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Government banks are now preparing to offer loans up to \u20b925 lakh to micro and small enterprises based on a new credit assessment model. This model relies on cash flows such as digital transactions, salaries paid to employees, electricity bills, municipal taxes, and contributions to the Employees' Provident Fund\u2014rather than traditional parameters like tax returns [...]","protected":false},"author":1,"featured_media":51676,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10529],"tags":[10923,10924,10917,10921,10914,10920,10925,10915,10919,10913,10918,10916,10922],"class_list":["post-51675","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-law-policy","tag-assocham-msme-report","tag-banking-transparency-india","tag-budget-2025-msme","tag-collateral-free-loans-india","tag-digital-credit-assessment","tag-digital-footprint-scoring","tag-financial-inclusion-msme","tag-government-bank-loans","tag-msme-finance-reform","tag-msme-loans-india","tag-nirmala-sitharaman-msme","tag-public-sector-banks-msme","tag-term-loans-msme"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - 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